Supporting Canadian Employers · Established 2000

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Creditor Protection

Creditor Protection Insurance Creditor insurance is usually available as part of a group insurance policy, rather than an individual policy. Group polices are generally less

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Critical Illness

Critical Illness Insurance What Is Critical Illness Insurance? A critical illness is something that no one would choose or wish to experience, yet it affects

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Disability

Disability Insurance Disability insurance insures the beneficiary’s earned income against the risk that disability will make working (and therefore earning) impossible. It includes paid sick

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Mortgage

Mortgage Insurance Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage

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Solid Benefit Pack

For Employers: A Solid Benefits Package A Typical Benefits Package Traditional Group Benefit Plans – these are structured plans purchased entirely through an Insurance Company.

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Your Business

For Employers: Your Business Who You Are and What You Do Every business is different – size, structure, years in operation. Not only do the

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Options/Flexibility

For Employers: Options & Flexibility Basics The basics of every health benefits plan should include a solid structure for the implementation of products and a

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