We Create Awesome Employee Benefits Plans

Group Benefits & Retirement Plans – Corporate & Executive 
Insurance Strategies – Personal Insurance Solutions

You Can Own Your Plan.    
You Can Control Your Costs.  
You Can Provide Greater Value & Flexibility.


Does Your Benefit Plan Frustrate You? Does It Keep You Up At Night?


As a result of our guidance and expertise in addressing all these pain points, HRS clients have experienced broader benefit value & coverage, consistent management, personalized services and sustainable pricing. 

You deserve results.

Schedule a 20-Minute Consultation and We’ll Show You How

Here's How We Do It

group health insurance

Schedule a Discovery Session

We will meet to understand your current benefits environment. Our Discovery method will assist us in understanding your business, its goals, and objectives. Armed with this knowledge, we perform a comprehensive evaluation.

cost efficient benefit plan

Create a Customized Solution

Based on the findings from the Discovery Session we will craft the perfect “Customized Solution” that meets all your needs. Our recommendations will be transparent, dynamic, and flexible.

cost efficient benefit plan

Implement the Plan

With your perfect plan in place, you can focus on other aspects of your business and your employees can enjoy a plan that keeps them healthy and happy! As your Benefits Partner, we will continue to work by your side making sure you are maximizing the value of your plan. As your Benefits Partner, we will be your Advocate!

5 Mistakes Canadian Companies Make When Selecting a Group Benefits Plan

Different types and sizes of businesses require different Benefit Plans to protect their owners, employees, company assets, productivity, and longevity. Choosing the right plan isn’t an easy process, but there are some very simple dos and don’ts you can follow to ensure you’ll get the very best value. In this free guide we share the five mistakes to avoid when you are investigating benefit plans.

What Makes Us Different

We Empathize

We Educate

We Empower

We Empathize

We appreciate that your business has its own unique benefit plan challenges. Our discovery session will take you through a process of understanding why those challenges are occurring and the overall effects that they are having on your organization. We work to understand your current business environment, your long-term objectives and your corporate philosophy.


We present perfect recommendations tailored to your challenges.  However, the education we provide you with regarding these solutions ultimately allows you to make a qualified decision. Our expert brokers are highly experienced in informing our clients about exceptional group benefits, retirement plans, corporate and executive plans, insurance strategies, and individual benefits. 


With your perfect plan in place, we continue to work by your side, ensuring you are maximizing the value of your plan with full confidence.  We continue to be your partner for your overall success with a promise of care, support, and guidance.

Schedule A Discovery Session

Our Unique & Agile Benefit Plan Solutions

Our Proprietary Products

What Our Clients Are Saying

HRS - Your Life Insurance Advocate

Benefit Plans that Work

What You Need to Know About Health Risk Benefit Plans

At Health Risk, we know you want to provide the best employee benefits possible so you can attract, retain, and reward your employees. To do that, you need to find the right benefits partner to help you succeed. This is often an overwhelming process. It is important to us that you know that you have a benefits partner who understands the vision, mission, and values of your organization. With a Health Risk Services benefits plan, you’ll feel that you’re getting the financial value and employee support you need.

You want to partner in CONFIDENCE with a company that is selling with COMPETENCE as their foundation!

health risk blog

Download your free PDF

Stay tuned for the introduction of our TOTALHealth™ program! To be launched in 2023.