We Create Awesome Group Benefits Plans

Group Benefits & Retirement Plans – Corporate & Executive Insurance Strategies
– Personal Insurance Solutions

Do Group Benefit Plan Frustrations Keep You Up At Night?

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We Understand Your Frustration & We’re Here to Help

As a result of our guidance and expertise in addressing all these pain points, HRS clients have experienced broader benefit value & coverage, consistent management, personalized services and sustainable pricing.

You Deserve the Same Results

Schedule a 20-Minute Consultation & We’ll Show You How

Here’s How We Will Create a Plan For You

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Schedule a Discovery Session

We will meet to understand your current benefits environment. Our Discovery method will assist us in understanding your business, its goals, and objectives. Armed with this knowledge, we perform a comprehensive evaluation.

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Create a Customized Solution

Based on the findings from the Discovery Session we will craft the perfect “Customized Solution” that meets all your needs. Our recommendations will be transparent, dynamic, and flexible.

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the Plan

With your perfect plan in place, you can focus on other aspects of your business, and your employees can enjoy a plan that keeps them healthy and happy! As your Benefits Partner, we will continue to work by your side to ensure you are maximizing your plan's value. As your Benefits Partner, we will be your Advocate!

5 Mistakes Companies Make When Selecting a Group Benefits Plan

Different types and sizes of businesses require different benefit plans to protect their owners, employees, company assets, productivity, and longevity. Choosing the right plan isn’t an easy process, but there are some very simple dos and don’ts you can follow to ensure you’ll get the very best value. In this free guide, we share the five mistakes to avoid when you are investigating benefit plans.

What Makes Us Different






– “understand and share the feelings of another”

It is an amazing thing to feel seen and heard! At HRS we appreciate that your business has its own unique benefit plan challenges and frustrations. That is why we encourage you to share with us your Group Benefits Plan Philosophy, what is working and what is not – what are your challenges and frustrations? We listen, understand, and appreciate the commitment that you and so many businesses like you have made to the success of your benefit plans.

Our discovery sessions will take you through a process of understanding why those challenges are occurring and the overall effects that they are having on your organization and your Group Benefits Plan. We work diligently to understand your current business environment, long-term objectives, and ROI on your plan investments.

It’s not just what we know, it’s that we understand. We have walked many miles in your shoes!!


– “imparting information to acquire knowledge””

It is an amazing thing to have knowledge! The expression “you don’t know what you don’t know” applies to the broad depth of information applying to Group Benefit Plans. It is our commitment to each business to impart as much information as possible regarding their plans, the multitude of plan options, products and support available. Are there other options available that could be tailored to your challenges that would provide the perfect solution for your company?

Our focus on Group Benefits Plan Education creates knowledge, and that knowledge creates the wisdom and power to make qualified decisions that benefit both the company and its employees. Health Risk is 100% about education from the start of the Discovery Sessions, to implementation, and management.

We will always educate and support your employees while continuing to provide valuable information though ongoing webinars, blogs and our website.


– “to encourage and support the ability to do something"

It is an amazing thing to feel Empowered!! As an Employer, when you have the knowledge and understanding of how a Group Benefits Plan should work and can work, you will feel Empowered and Confident to take Action, make Decisions, and create Changes that will have a powerful impact on your company and your employees.

Your employees are also Empowered by understanding their Group Benefits Plan, the types of coverage and support they can experience and how to utilize their plan to gain the most value to them and their family.

You will feel Empowered knowing that you have created an Awesome Group Benefits Plan and that Health Risk will continue to work by your side, ensuring you are maximizing the value of your plan with full confidence.

We will continue to be your partner for your overall success with a promise of care, support and guidance.


– “the knowledge or skill that you get from doing, seeing, or feeling things or the process of getting this”

“The only source of knowledge is experience.” Albert Einstein

Health Risk’s over 40 years of experience have taught us how to build relationships that are not just transactional but are transformable – relationships built on trust, understanding, and priority alignment. Relationships that span the decades of time, the ups and downs of companies, and the growth of families through children and grandchildren.

Experience gives us knowledge and insight into being able to identify additional options and the ability to generate different opportunities. Our experience allows us to “think outside of the box” and to provide solutions with different value propositions.

The Health Risk proprietary products developed, because of years of industry experience, allow us to create perfect solutions for our clients that can’t be accessed elsewhere. Our experience allows us to Customize – to be Unique – to provide Awesome!

Our experience provides you with an underrated benefit: peace of mind.

Our Unique & Agile Benefit Plan Solutions

At Health Risk, we take a proactive approach to insurance management. Our team will work with you to regularly review and assess your coverage, making necessary adjustments as your needs evolve. This way, you can trust that your insurance is always up-to-date and meeting your requirements. Our skilled team works diligently to understand your unique insurance needs and identify any potential gaps in coverage that could leave you vulnerable. We strive to find the perfect insurance solutions, providing you with benefits that have a broader value and thorough coverage.

Benefit Plans To Meet Your Needs

We know that every individual and organization has different insurance needs. That’s why we go the extra mile to truly understand your situation and create bespoke insurance plans that fit your specific requirements, ensuring you have precisely the coverage you need. We work with some of the finest insurance providers in the industry, guaranteeing excellent coverage with affordable premiums. Our team’s dedication to finding the best pricing options ensures that you can access comprehensive insurance without breaking the bank. We believe in creating long-term relationships through personalized services, ensuring you have access to the right insurance coverage to secure your future.

Health & Dental Group Benefits

Group Retirement Savings Plans

Our Proprietary Products

As leaders in insurance brokerage, Health Risk provides a range of helpful and essential services to ensure that your health care experience is safe, secure, and easy. Our proprietary insurance products such as seCUREme, AMPlify, premiumCARErx, and TOTALHealth are designed to cater to your individual needs and preferences, as each has unique benefits and features that offer peace of mind to policy holders. Health Risk’s innovative offerings provide clients with comprehensive packages that protect you and your loved ones from financial risks associated with health care, giving you the assurance you need to focus on your well-being. Whether you’re looking for protection for an individual or a group, these products are the perfect solution to give you the coverage you need. With the help of Health Risk, managing your health plan has never been easier.

What Our Clients Are Saying

HRS - Your Life Insurance Advocate

Benefit Plans that Work

What You Need to Know About Health Risk Group Benefit Plans

At Health Risk, we know you want to provide the best employee benefits possible so you can attract, retain, and reward your employees. To do that, you need to find the right benefits partner to help you succeed. This is often an overwhelming process. It is important to us that you know that you have a benefits partner who understands the vision, mission, and values of your organization. With a Health Risk Services benefits plan, you’ll feel that you’re getting the financial value and employee support you need.


You want to partner in CONFIDENCE with a company that is selling with COMPETENCE as their foundation!

Health Risk Group Benefits Blog

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