Insurance Brokerage

Your Full-Service Insurance Brokerage Operation

Health Risk Services is a fully licensed Insurance Brokerage which enables us to “shop the market for the best products and best value” for our clients including employers and their employees, the self- employed and individuals and their families.

We recognize that every business owner, regardless of business size, has unique insurance needs for both their business and individual matters. Although the initial focus of Health Risk pertains to the needs of an employer or business owner, we believe a truly well-designed insurance plan needs to fully understand and integrate both the business and individual insurance requirements including coverage for their employees and their families.

As Your Insurance Broker, We:

Identifying Your Needs and Assessing Your Insurance Plan

We work with you to identify your particular areas of concern and then complete an in-depth analysis of your current plan. If necessary, we also “shop the market” and conduct a review/analysis of insurance market to confirm the following:

If it’s determined that your current insurance products are meeting your needs, as your Broker we can assist you in several ways:

If better alternatives are identified for meeting your insurance needs, as your Broker, we can effectively and diligently assist you in the purchase and implementation of your newly chosen Plan.

Stay tuned for the introduction of our TOTALHealth™ program! To be launched in 2023.