Clearstone Testimonial

Flexible Spending Accounts (FSAs)

September 25, 2009

HealthRisk Servcies Inc.
Centron Corner
#200, 221 – 62nd Avenue SE
Calgary, AB
T2H 0R5

Attention: Luene La Fountaine

Dear Luene:

We are pleased to provide this testimonial letter for Health Risk Services as the
company chosen for our employee health benefit program. As a client of Health
Risk Services since 2001, we have Luene and her staff to be both
knowledgeable and professional.

With the variety of plans and the multitude of options available, Luene’s
experience and sound advice was helpful in choosing a plan which would best
suit our company and employee requirements.

Our employees have stated that Health Risk is “supportive and informative
regarding the coverage available and the actions required to process a claim”.
They are “respectful”, “confidential” and “provide quick response to questions”.

Our expectations have been met and exceeded by the service provided and we
look forward to our continued “healthy” relationship with Health Risk.




David J. Picard, P.Eng., M.Eng.